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Welcome to

Summit Wealth

Advisory Group

We provide advice to flourishing families and their businesses on how to reduce tax and protect their legacy for generations to come.

Our firm is proudly Canadian-Owned and completely independent. As a team, our skilled partners are transparent and honest with all Summit Wealth clients and understand that confidentiality is paramount.

New clients by referral only.

Services

Light bulb to represent Individual life insuranceLight bulb to represent Individual life insurance

Individual Life Insurance

No one needs life insurance. Life insurance is not about need but opportunity - it’s a choice. We provide our clients with the knowledge and information they need to make an informed decision that’s right for them, not us.

We structure insurance efficiently to ensure the preservation of wealth and effective succession of businesses and other assets.

We assist with:

  • Life insurance
  • Critical illness insurance
  • Disability insurance
  • Annuities
  • Individual pension plans
  • Long term care insurance
  • Employee benefits
    (group life, health and pension)
Camera lens focusing in on forest to represent financial planningCamera lens focusing in on forest to represent financial planning

Financial Planning

Financial planning is not retirement planning.

Our clients do not wonder when they can retire but rather how to best optimize their assets to minimize tax and enhance their legacy. We build the roadmap and they choose the path. We allow our clients to make informed decisions based on their best interests, not ours.

Hand holding compass with glacier lake in the background to represent pension & benefits consultingHand holding compass with glacier lake in the background to represent pension & benefits consulting

Pension & Benefits Consulting

We work predominantly with private equity firms and family offices looking for innovative solutions to their unique pension and benefits challenges.

  • Private equity specialists
  • Multi-employer pool creation & management
  • Macro-level portfolio reporting
  • Merger & acquisition support – due diligence
  • Plan performance reporting
  • Benchmarking
  • Total compensation/reward Statements

Completely independent of all insurance companies and suppliers.

Our sister company The Consulting House, founded in 1985 and a driving force in the financial services industry. At Summit Wealth Advisory Group, we draw on their knowledge and experience to develop the right strategy to meet our clients’ needs.

Who We Are

Our History

Summit Wealth was founded in 2010 with an objective to fulfill the market’s need for trust and transparency. From the start, we’ve aimed to establish trust and develop longstanding relationships that stand the test of time, always putting our clients’ needs first in everything we do.

Maintaining open and honest communication and prioritizing client needs may sound as though it should be the norm of any financial advisory group, but it isn’t, and that’s why we prosper.

With the exceptional growth of Summit Wealth over the years, along with our commitment to providing clients with unparalleled advice, we have meticulously and selectively grown our team of professionals. Our team currently includes financial planners, insurance advisors, financial consultants, analysts, associates and more.

At Summit Wealth, we are proud to have a team of experts with diverse professional backgrounds and skill sets, as we believe in challenging one another’s viewpoints to enhance our creativity and solutions.

Our Team

Partners

Associates

Specialists

Administrative Associates

Paul Sabat, President & Founder of Summit Wealth Advisory
Edward Sabat, Partner at Summit Wealth Advisory Group
Lee Belzberg, Partner at Summit Wealth Advisory Group
Andrew Pilla, Associate at Summit Wealth Advisory Group
Havilland Day, Associate at Summit Wealth Advisory Group
Bonnie Woo, Specialist at Summit Wealth Advisory Group
Ledimeri Borsa, Specialist at Summit Wealth Advisory Group
Silhouette of a man
Kamila Santos, Administrative Assistant at Summit Wealth Advisory Group
Gail Vicencio, Administrative Assistant at Summit Wealth Advisory Group
Paul Sabat, President & Founder of Summit Wealth AdvisoryPaul Sabat, President & Founder of Summit Wealth Advisory
Edward Sabat, Partner at Summit Wealth Advisory GroupEdward Sabat, Partner at Summit Wealth Advisory Group
Lee Belzberg, Partner at Summit Wealth Advisory GroupLee Belzberg, Partner at Summit Wealth Advisory Group
Andrew Pilla, Associate at Summit Wealth Advisory GroupAndrew Pilla, Associate at Summit Wealth Advisory Group
Havilland Day, Associate at Summit Wealth Advisory GroupHavilland Day, Associate at Summit Wealth Advisory Group
Bonnie Woo, Specialist at Summit Wealth Advisory GroupBonnie Woo, Specialist at Summit Wealth Advisory Group
Ledimeri Borsa, Specialist at Summit Wealth Advisory GroupLedimeri Borsa, Specialist at Summit Wealth Advisory Group
Silhouette of a manSilhouette of a man
Kamila Santos, Administrative Assistant at Summit Wealth Advisory GroupKamila Santos, Administrative Assistant at Summit Wealth Advisory Group
Gail Vicencio, Administrative Assistant at Summit Wealth Advisory Group

Paul Sabat, CFP, CLU

President and Founder

After graduating from York University with a degree in Economics, Paul immediately joined the Financial Advisory community. His experience includes working with financial and insurance institutions in various leadership roles.

Paul is routinely asked to speak to various events and Universities to share his experience and knowledge. He has served on the Board of Directors of Advocis, appeared on television and National Newspapers and continues to volunteer his time as an Ambassador for the Financial Planning Standards Council and currently sits on the board of the Hullmark Corporate Centre. He holds the Certified Financial Planner (CFP™), and Chartered Life Underwriter (CLU™) designations.

Paul is also a Certified Level Two coach (National Coach Certification Program) and currently coaches minor hockey.

Edward Sabat, CFP

Partner

For over 20-years, Edward has been committed and focused on one thing – his clients and how can he help them, their family and their business.

Edward holds the Certified Financial Planner (CFP) designation and has been dedicated to continually learning and keeping on top of the most important developments that will further improve the advice he can deliver to his clients. With the support of a highly qualified team, in-depth market research and comprehensive analysis, we provide business owners, executives and professionals with the answers they need to make informed, confident decisions on their businesses and personal financial plans.

He has a passion for educating clients, placing their needs above all else which has been the key driver of his success.

Lee Belzberg

Partner

Lee Belzberg returned to Toronto after completing his BA at Dalhousie University in Halifax, NS. Having previously worked for London Life Insurance, Lee joined Summit Wealth Advisory Group in 2013. With Lee’s entrepreneurial outlook, he quickly found and implemented innovative strategies in the Benefits & Pension industry, providing unparalleled value to our clients. 

Lee’s conviction and aptitude for understanding people’s needs allows Summit Wealth to break molds and set new industry standards.

Lee upholds a strong commitment to the community; he is a volunteer with Mount Sinai Hospital, and participates and organizes fundraising for a variety of charitable events. Lee is also a board member of the York Racquet Tennis Club which comes with operations and event decision-making responsibilities.

Andrew Pilla

Financial Consultant

Andrew Pilla has been working with Summit Wealth Advisory Group since January 2014. He brought his practice to Summit Wealth in late 2016, having a strong affiliation to our brand and vision.

Andrew studied accounting and IT management at Ryerson University and has accumulated almost a decade of industry experience. Andrew continues to grow and develop Summit Wealth’s market presence by sharing our passion for educating clients and placing their needs above all else. Andrew also holds his CFP designation.

Havilland Day

Associate

Havilland attended St. Francis Xavier University and completed his Bachelor of Arts and Sciences degree at Quest University Canada. His studies focused on economics and his thesis was on the evolution of Canada’s financial services industry with a focus on the dissolution of the four pillars. Havilland was destined to be in the financial services business.

Following university, Havilland started his career with London Life, later moving to Summit Wealth in 2018. Here, he focuses his experience on working with business owners, individuals and families, developing unique solutions for their circumstances. In addition, he works with many corporations to develop and implement benefit programs, tailoring solutions on a cost-effective basis. Havilland has always put the client’s welfare first when implementing a wide range of wealth and estate planning, and corporate solutions to each of his clients’ unique circumstances.

Havilland is also an avid golfer, skier and squash player who enjoys the outdoors.

Bonnie Woo

Insurance Advisor

Before attending York University in Toronto, Bonnie lived in Vancouver, where she was born and raised. She attended York University and graduated in 2003 with a Bachelor of Arts, where she actively played on the women's varsity volleyball team. Her career in insurance began when she joined the Fidelity Investments Group Benefits department in 2004, then moved to Great-West Life in 2005 as a disability and critical illness insurance specialist. Bonnie was promoted into life insurance sales and management in 2008, where she focused on technical cases in high-net-worth and business owner markets, and consulted on product expertise and underwriting.

In that role, Bonnie worked alongside top advisors across the GTA until 2018 when she transitioned into an advisor role to help her focus on insurance solutions for individuals who want expert advice for their estate and financial planning needs. Bonnie has known the Summit Wealth Advisory Group for the last 15 years and seamlessly transitioned to become a strong part of the team, enhancing our services and advice to clients.

Bonnie, along with her husband and two kids, loves to eat and travel.

Ledimeri Borsa, BA

Financial Analyst

Ledimeri has been working with Summit Wealth Advisory Group since November 2016. Her career started when she joined a large multinational bank after having graduated with her BA in Economics in Brazil. With over 5 years of professional experience, she provides an analytical, efficient and reliable service to individual and business clients.

Ledimeri advanced her education with the completion of a post-graduate program in Financial Planning from Seneca College as well as the Canadian Securities Course and is a Chartered Financial Analyst (CFA) Level II candidate.

Sam Hammad

Financial Analyst

Hussam (Sam) Hammad has an Honours Bachelor of Commerce in Finance and a minor in Computer Science. Before joining our team, Sam has worked in real estate, business advisory and the government over the past three years. To continue to grow, Sam is continuing his educating and dedication to self-improvement. Sam is here to support the analytical process for the firm and aid the client’s needs. Sam is responsible for group retirement, investment analysis, and financial planning support.

Gail Vicencio

Marketing Associate

Gail started in the insurance industry back in October 2002 after graduating with a double major in Business Administration and Marketing. Gail furthered her education by completing the Mutual Fund exam in February 2005. Also, she has completed two Life Office Management Association (LOMA) courses. Gail has worked with senior management teams and advisors alike over the course of her career, and has extensive experience handling many client needs ranging from insurance products, group benefits, mortgages and investments. Gail has also spent time at the head office of Canada Life, working with the underwriters and particularly as the Large Case Specialist for the regions of Montreal, Regina and Toronto.

Kamila Santos

Executive Administrator

Kamila Santos has been working with Summit Wealth Advisory Group since January 2020. Her technical and detailed-oriented approach has increased Summit Wealth’s efficiency on daily processes. Kamila believes that Summit Wealth’s values and mission are aligned to her own, and that the way the team values and cares for each individual client is outstanding. She works towards providing refined and focused customer service to all clients.

How We Do Business

Our Approach

At Summit Wealth, We are passionate about helping people.

Beyond providing financial advice and planning, we build long term relationships. By getting to know you well we make sure that your financial and often, non-financial objectives, are met.

Our mission is to build a financial security plan tailored to help meet your specific needs. We are dedicated to understanding your goals and providing you with the professional financial security advice you need to succeed.

$2B*

in coverage

$100M+

in assets under management

Our Values

Transparent in everything we do.

Transparent and strictly confidential.

Passionate about helping our clients.

Completely Independent and free from untoward influence.

Collaborative: we complement your existing team.

Integrity in everything we do, holding the highest standards and always putting our clients' best interests first.

Begin with the end in mind.

- Stephen Covey

Contact Us

Hullmark Corporate Centre
4789 Yonge Street, Suite 1012
Toronto, ON M2N 0G3

416-250-9988 | info@summitwealth.ca

Mon-Fri: 9am - 5pm

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